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1、Passage1.ThisIstheVOASpecia1.Eng1.ishEconomicsReport.这W是美国之音慢速英语经济报道，Businessesarestructuredindifferentwaystomeetdifferentneeds.企业存在不同的构成形式以法息不同需求.Thesimp1.estformofbusinessisca1.1.edanindividua1.orso1.eproprietorship.Theproprietorownsa1.1.ofthepropertyofthebusinessandisresponsib1.eforeverything.量商沽
2、的一种企业构成形式收是独资企业，企要主拥仃企叱个前货产也担当一切贵住.For1.ega1.purposes,withthiskindofbusiness,theownerandthecompanyarethesame.Thismeanstheproprietorgetstokeepa1.1.oftheprofitsofthebusiness,butmusta1.sopayanydebts.从法律上来讲.独资企业E等同于企业.这意味希企业I：获得企业全部收S.也相当全部债务.Anotherkindofbusinessisthepartnership.Twoormorepeop1.egointob
3、usinesstogether.Anagreementisusua1.1.yneededtodecidehowmuchofthepartnershipeachpersoncontro1.s.为外一种是合伙企业.由两个或两个以上的人合伙经营.合伙人之间通常必需拟定物议.以规定各门所架制的企业价低，Onekindofpartnershipisca1.1.eda1.imited1.iabi1.itypartnership.Thesehavefu1.1.partnersand1.imitedpartners.1.imitedpartnersmaynotshareasmuchIntheprofits,b
4、uttheya1.sohave1.essresponsibi1.ityforthebusiness.其中种合伙企业成为有Hiift任合供企业.台伏人分为股合伙人和有IIi也任合伙人.布跟我任合伙人叫除孝父的收益不诲.。!他打相应担当的贲任也少Doctors,1.awyersandaccountantsoftenformpartnershipstosharetheirnsksandprofits.Ahusbandandwifecanformabusinesspartnershiptogether.医生、律师和会计们常常组建合伙企业,共同分担风”和收益，天”也可以共同甄建合伙企业，Partners
5、hipsexiston1.yforas1.ongastheownersremaina1.ive.ThesameistrueofIndividua1.proprietorships.合伙企业仅在企业主在世的状况下存在.拉莺企业也是加此.Butcorporationsaredesignedtohaveanun1.imited1.ifetime.Acorporationisthemostcomp1.exkindofbusinessorganization.但公司没为生存时间限制.这是最网价的-种企业形式.Corporabonscanse1.1.stockasawaytoraisemoney.Stoc
6、krepresentssharesofownershipinacompany.Investorswhobuystockcantradetheirsharesorkeepthemas1.ongasthecompanyisinbusiness.公司可以通过出件股枭的形式炒奥贾金，股票代表公司全部权，股粟投身人可以进行股票交易.也可以K期持有,只要公司仍在运西.Acompanymightusesomeofitsearningstopaydividendsasarewardtoshareho1.ders.Orthecompanymightreinvestthemoneybackintothebusin
7、ess.公司可能会点出-部分收益作为股息嘉奖的股东.也可能把钱用次投入公司运营.Ifshares1.oseva1.ue,investorscan1.osea1.1.ofthemoneytheypaidfortheirstock.Butshareho1.dersarenotresponsib1.eforthedebtsofthecorporation.假如股侪丢失价位，投济并就公投失抻全部投到股票里的钱，但是股东不用对公司的债务担：Ii贵任.AcorporationIsrecognizedasanentity-Itsown1.ega1.being,separatefromitsowners.公司
8、被认为是一个合法存在的实体（即独豆法人），与股东是分别的CAboardOfdirectorscontro1.scorporatepo1.icies.Thedirectorsappointtopcompanyofficers.Tedirectorsmightormightnotho1.dsharesinthecorporation.笊事会跟制公司决策“出事任命公司的上层员工,但童案不肯定就是该公司Ifi东.Corporationscanhaveafewmajorshareho1.ders.Orownershipcanbespreadamongthegenera1.pub1.ic.公司可能只“几个
9、主察的股乐也可能仝邮权为公众广泛林仃.Butnota1.1.corporationsaretraditiona1.businessesthatse1.1.stock.Somenonprofitgroupsarea1.soorganizedascorporations.但不是全部公司都是出件股票这种传统心业模式.-I1.小利性殂织也以公司形式存在。Passage2OnWednesdayzPresidentObamasignedinto1.awtheWa1.1.StreetReformandConsumerProtectionAct.周三奥巴马尊统新华尔街改策与消优衣爱护法案线冲法律.BARACK
10、OBAMA:1.rThesereformsrepresentthestrongestconsumerfinancia1.protectionsInhistory-inhistory.奥巴马：”这些员代表历史上以强有力的消费并金融爱护插施.”Together,thechangesrepresentthebiggestrewnteoffinancia1.ru1.essincetheGreatDepression.Attheheartofthetwothousandthreehundredpagesmthebi1.1.arepromisestoprotectaverageAmericans.问时,这
11、些改革代表了自大篇条以求取金融依竹条例城大双模的依改,这份长达2,300页的法案的核心是承诺双护般荚BI大众.CongressagreedtocreateaConsumerFinancia1.ProtectionBureau.ButtheFedera1.Reservewi1.1.payforit.Thecentra1.bankwi1.1.budgetaboutfivehundredmi1.1.iondo1.1.arsayear.国会还同意成主泊优匕金岫爱护局(COnSUmerFinancia1.ProtectionBureau)但足资金由关联自支付.中心银行将供应葬年大约5亿美元的预算.Tra
12、visP1.unkettis1.egis1.ativedirectoroftheConsumerFederationofAmerica,aconsumerrightsgroup.Hesaysthisnewindependentofficewi1.1.havea1.otofresponsibi1.ityandthatisagoodthing.TravisP1.unkett足消费各权益组投为IU带功并联介公(ConSUnieFederationofAmerica)IVjMi1.：ff.他表示，这个新成立的独立办公室将担当很多面任一一这是好”TRAVISP1.UNKETT:Weregoingtoha
13、veonefedera1.consumerfnaria1.protectionbureau.IfItsucceeds,peop1.ewi1.1.knowIt.Ifitfa1.1.s,peop1.ewi1.1.knowIt.Andtheywi1.1.trytoho1.dItaccountaWe.TravtsPIunkett:“我们格拥芍联邦消费者金跆爱护冏,假如取得胜利，人们肯定会知道,假如失败，人们仍旧会知道.我们将努力使该机构扪及起血乂的说任.“Tebureauwi1.1.setru1.esforthemarketp1.aceandenforceexisting1.aws.Onegoa1.i
14、stokeephomebuyersfromgettingbigger1.oansthantheycanpayfor.Buttwoareaswherethebureauwi1.1.nothavepowerisoverauto1.endersorbankswithassetsof1.essthantenbi1.1.iondo1.1.ars.消费%金联护时格制定巾场条例并执行现存法律.尺中一个目标是防止购买房屋皆的贷款出过自己的偿付实力，但是,消功并金融爱护扁对两个双城没仃执法权力，分别是汽车贷默者和资产少于100亿美元的银行Financia1.interestsspentmi1.1.ionsfig
15、htingthebi1.1.ThjHouseofRepresentativespasseditsversioninDecember.1.astweektheSenatevotedfina1.approva1.withtheaidofthreeRepub1.icansenators.金融利熬团体花等广致仃万美兀来反对该法案.众议陵在12月份通过自己版本的法案.EM.在三名共和党参议员的伤助下,参议ISm终此缉通过该法案.HouseMinority1.eaderJohnBoehnerca1.1.edthefinancia1.reformbi1.1.i1.1.-conceived.*JOHNBOEH
16、NER:,IthinkitsgoingtomakecreditharderfortheAmericanpeop1.etogetzdear1.yharderforbusinessestoget.众议院少数淞领袖JOhnBoUhner称该金融改革法案”构想露劣”.JOHNBOEHNER；”我认为，这会使美国人民贷款更加困难，很明显,对企业定说则更用观”ButPresidentObamasaysWa1.1.Streettookirresponsib1.erisksthatthreatenedthefinancia1.system.他是奥巴马总统我东,华尔街不负责任的IY险行为成巡到金融体系.UnderthenewIawrbankscanno1.ongerownorinvestincertaintradingo
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